Secure Hybrid Authentication Using Facial Biometrics, Liveness Verification, and Time-Based One-Time Passwords. - Vayadande, Kuldeep; Patel, Praveenkumar; Sambare, Govinda; Pawar, Prajakta; Ghadekar, Premanand; Salgar, Namrata; Kheradkar, Vivek; Shinde, Shlok; Shinde, Aryan; Shinde, Siddhant; Shinde, Prathamesh; Lokhande, Samyak (International Journal of Safety & Security Engineering, 2026)