AI-Driven Financial Innovation and Sustainable Development: A Conceptual Perspective Integrating FinTech, Trust, and Regulatory Readiness. - Chieng, Tee Sher; Teck, Tan Seng; Geok, Lim Swee; Fernandez, Reynold Tom; Liau, Chee How; Roy, Kheyali; Sundram, Gilbert Raj; Karuppiah, Nanthakumar (Advances in Consumer Research, 2026)