APA (7th ed.) Citation

Findley, T. S., & Caliendo, F. N. (2010). Does it pay to be SMarT? Journal of Pension Economics & Finance, 9(3), 321. https://doi.org/10.1017/S1474747208003697

Chicago Style (17th ed.) Citation

Findley, T. Scott, and Frank N. Caliendo. "Does It Pay to Be SMarT?" Journal of Pension Economics & Finance 9, no. 3 (2010): 321. https://doi.org/10.1017/S1474747208003697.

MLA (9th ed.) Citation

Findley, T. Scott, and Frank N. Caliendo. "Does It Pay to Be SMarT?" Journal of Pension Economics & Finance, vol. 9, no. 3, 2010, p. 321, https://doi.org/10.1017/S1474747208003697.