Undergraduate Student Debt Levels in Kentucky: Five-Year Trends for Undergraduate Degree and Credential Completers at Public Universities and KCTCS
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| Title: | Undergraduate Student Debt Levels in Kentucky: Five-Year Trends for Undergraduate Degree and Credential Completers at Public Universities and KCTCS |
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| Language: | English |
| Authors: | Kentucky Council on Postsecondary Education (CPE) |
| Source: | Kentucky Council on Postsecondary Education. 2025. |
| Availability: | Kentucky Council on Postsecondary Education. 1024 Capital Center Drive Suite 320, Frankfort, KY 40601. Tel: 502-573-1555; Fax: 502-573-1535; Web site: http://www.cpe.ky.gov/ |
| Peer Reviewed: | N |
| Page Count: | 30 |
| Publication Date: | 2025 |
| Document Type: | Reports - Research Numerical/Quantitative Data |
| Education Level: | Higher Education Postsecondary Education Two Year Colleges |
| Descriptors: | Debt (Financial), Student Loan Programs, Undergraduate Students, Community College Students, Public Colleges, Low Income Students, Minority Group Students, In State Students, Out of State Students, College Graduates |
| Geographic Terms: | Kentucky |
| Abstract: | This report illustrates Kentucky's progress in reducing debt levels for undergraduate degree and credential completers at public postsecondary institutions, particularly over the last five years. These loan amounts are averages, and they are calculated in different ways (including and excluding students with no debt) and for different populations (low-income, underrepresented minority, in-state and out-of-state students). The main takeaway is that, on average, student debt levels are falling across public postsecondary sectors and student populations. Decreases in student debt levels at graduation, decreased attendance costs at some institutions and increased financial literacy efforts have resulted in a more accessible, affordable system of public postsecondary education in Kentucky. Although more work is needed to boost enrollment among students with low incomes, this study suggests that statewide and campus affordability efforts are making a real difference to Kentucky students and families. |
| Abstractor: | ERIC |
| Entry Date: | 2025 |
| Accession Number: | ED672607 |
| Database: | ERIC |
| Abstract: | This report illustrates Kentucky's progress in reducing debt levels for undergraduate degree and credential completers at public postsecondary institutions, particularly over the last five years. These loan amounts are averages, and they are calculated in different ways (including and excluding students with no debt) and for different populations (low-income, underrepresented minority, in-state and out-of-state students). The main takeaway is that, on average, student debt levels are falling across public postsecondary sectors and student populations. Decreases in student debt levels at graduation, decreased attendance costs at some institutions and increased financial literacy efforts have resulted in a more accessible, affordable system of public postsecondary education in Kentucky. Although more work is needed to boost enrollment among students with low incomes, this study suggests that statewide and campus affordability efforts are making a real difference to Kentucky students and families. |
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