A Case of Predatory Inclusion at Baylor University: How the Baptist Institution Steered Low-Income Families to Hazardous Debt as It Sought National Prominence. Education Policy & Higher Education

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Bibliographic Details
Title: A Case of Predatory Inclusion at Baylor University: How the Baptist Institution Steered Low-Income Families to Hazardous Debt as It Sought National Prominence. Education Policy & Higher Education
Language: English
Authors: Stephen Burd, New America
Source: New America. 2025.
Availability: New America. 740 15th Street NW Suite 900, Washington, DC 20005. Tel: 202-986-2700; Fax: 202-986-3696; Web site: https://www.newamerica.org
Peer Reviewed: N
Page Count: 33
Publication Date: 2025
Sponsoring Agency: Joyce Foundation
Document Type: Reports - Descriptive
Education Level: Higher Education
Postsecondary Education
Descriptors: Universities, Religious Colleges, Protestants, Low Income Students, Student Financial Aid, Educational Finance, Loan Repayment, Paying for College, Debt (Financial), Reputation, Accountability, Parent Financial Contribution, Federal Aid, Grants, Misinformation
Geographic Terms: Texas
Laws, Policies and Program Identifiers: Pell Grant Program
Abstract: In the first report in a three-part series on financial aid leveraging, Stephen Burd details how Baylor University used predatory inclusion practices in their financial aid policies by steering the families of low-income students to Parent PLUS loans to fill substantial financial aid gaps, potentially causing them significant financial distress. In recent years, the university has admirably reversed course and made Baylor more affordable for low-income students and their families. However, Baylor's past practices have left thousands of low-income families stuck in debt at a time when the Trump administration has resumed collections on college loans and vowed to vigorously pursue delinquent and defaulted borrowers.
Abstractor: As Provided
Entry Date: 2025
Accession Number: ED676676
Database: ERIC
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