Strengthening Financial Workforce Competitiveness: A Curricular Framework for Integrating Agentic AI into US Financial Planning Education
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| Title: | Strengthening Financial Workforce Competitiveness: A Curricular Framework for Integrating Agentic AI into US Financial Planning Education |
|---|---|
| Language: | English |
| Authors: | Satyadhar Joshi (ORCID |
| Source: | Online Submission. 2026. |
| Peer Reviewed: | N |
| Page Count: | 16 |
| Publication Date: | 2026 |
| Document Type: | Reports - Evaluative |
| Education Level: | Higher Education Postsecondary Education |
| Descriptors: | Financial Education, Money Management, Artificial Intelligence, Technology Uses in Education, Business Education, College Students, Portfolios (Background Materials), Digital Literacy, Competency Based Education, Governance, Labor Force Development, Job Training, Retraining, Educational Technology, Ethical Instruction, Job Placement, Dislocated Workers |
| Abstract: | The financial planning and investment management profession is undergoing a radical transformation driven by Generative AI (GenAI) and Agentic AI, creating urgent workforce displacement challenges that require coordinated government policy intervention alongside educational reform. This paper presents a comprehensive framework addressing both curricular modernization and policy responses to offshore outsourcing, permanent job loss, and structural changes in the financial workforce. We propose a multi-layered integration strategy for higher education encompassing: 1) Foundational AI literacy modules for all business students; 2) A specialized "Agentic Financial Planning" course with hands-on labs; 3) AI-augmented redesign of core courses (Investments, Portfolio Management, Ethics); 4) Interdisciplinary project-based learning with Computer Science; and 5) A governance and policy module addressing regulatory compliance (NIST AI RMF, SEC regulations). Beyond curriculum, we develop a comprehensive government policy framework including: 1) Federal AI literacy mandates for post-secondary business education; 2) Department of Labor workforce retraining programs with income support for displaced financial professionals; 3) SEC and Treasury regulatory innovations creating market incentives for workforce development; 4) State-level workforce partnerships implementing regional transition support; and 5) Enhanced social safety nets for workers navigating career transitions during the estimated 5-15 year transformation period. Drawing on analysis of agentic investment firm operational models demonstrating 50-70% cost reductions while maintaining fiduciary standards, we establish the economic inevitability of technological transformation and the critical urgency of proactive intervention. The framework provides a roadmap for coordinated response across educational institutions, government agencies, and industry to ensure US workforce resilience and domestic leadership in the emerging agentic finance era. |
| Abstractor: | As Provided |
| Entry Date: | 2026 |
| Accession Number: | ED678972 |
| Database: | ERIC |
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