The Precarious Financial Lives of College Students in Sub-Saharan Africa. Working Paper 34989

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Bibliographic Details
Title: The Precarious Financial Lives of College Students in Sub-Saharan Africa. Working Paper 34989
Language: English
Authors: Natalie Bau, Corinne Low, Simona Simona, Bryce Steinberg, National Bureau of Economic Research (NBER)
Source: National Bureau of Economic Research. 2026.
Availability: National Bureau of Economic Research. 1050 Massachusetts Avenue, Cambridge, MA 02138-5398. Tel: 617-588-0343; Web site: http://www.nber.org
Peer Reviewed: N
Publication Date: 2026
Sponsoring Agency: National Science Foundation (NSF), Division of Social and Economic Sciences (SES)
International Growth Centre (IGC)
Contract Number: 2343873
Document Type: Reports - Research
Education Level: Higher Education
Postsecondary Education
Descriptors: College Students, Foreign Countries, Financial Problems, Postsecondary Education, Hunger, Food, Universities, Student Costs, Urban Areas, Rural Areas, College Housing, Equal Education, Academic Achievement, Outcomes of Education
Geographic Terms: Zambia
Abstract: Investment in tertiary education in Africa, unlike richer settings, is often portrayed as inequitable and inefficient. Yet, though Africa will produce much of the world's future workforce, there is little information on college students' financial constraints. Novel data from a Zambian flagship university show that students are highly financially vulnerable and food insecure, on par with the "ultra-poor.'' Because universities are typically urban, cash poor rural students struggle with high urban costs of living. Being allocated on-campus housing leads to less financial vulnerability and better academic outcomes. Financially supporting African university students could promote both equity and efficiency. [Funding was provided for this report from the J-Pal Gender and Economic Agency Initiative, and CEGA.]
Abstractor: As Provided
Entry Date: 2026
Access URL: https://www.nber.org/papers/w34989
Accession Number: ED679668
Database: ERIC
Description
Abstract:Investment in tertiary education in Africa, unlike richer settings, is often portrayed as inequitable and inefficient. Yet, though Africa will produce much of the world's future workforce, there is little information on college students' financial constraints. Novel data from a Zambian flagship university show that students are highly financially vulnerable and food insecure, on par with the "ultra-poor.'' Because universities are typically urban, cash poor rural students struggle with high urban costs of living. Being allocated on-campus housing leads to less financial vulnerability and better academic outcomes. Financially supporting African university students could promote both equity and efficiency. [Funding was provided for this report from the J-Pal Gender and Economic Agency Initiative, and CEGA.]