Undergraduate Student Debt Levels in Kentucky: Five-Year Trends for Undergraduate Degree and Credential Completers at Public Universities and KCTCS
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| Title: | Undergraduate Student Debt Levels in Kentucky: Five-Year Trends for Undergraduate Degree and Credential Completers at Public Universities and KCTCS |
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| Language: | English |
| Authors: | Kentucky Council on Postsecondary Education (CPE) |
| Source: | Kentucky Council on Postsecondary Education. 2026. |
| Availability: | Kentucky Council on Postsecondary Education. 1024 Capital Center Drive Suite 320, Frankfort, KY 40601. Tel: 502-573-1555; Fax: 502-573-1535; Web site: http://www.cpe.ky.gov/ |
| Peer Reviewed: | N |
| Page Count: | 25 |
| Publication Date: | 2026 |
| Document Type: | Numerical/Quantitative Data Reports - Evaluative |
| Education Level: | Higher Education Postsecondary Education Two Year Colleges |
| Descriptors: | Debt (Financial), Student Loan Programs, Undergraduate Students, Community College Students, Public Colleges, Low Income Students, Career and Technical Education, In State Students, Out of State Students, College Graduates, Educational Trends, Educational Attainment, Credentials |
| Geographic Terms: | Kentucky |
| Abstract: | This report illustrates Kentucky's progress in reducing student loan debt among undergraduate degree and credential completers at public postsecondary institutions over the last five years. Not only are more students graduating debt-free, but average loan balances are also decreasing. The average loan balance accrued at graduation is declining across all postsecondary sectors. Increased investment in student financial aid, reduced time to degree (due in part to a rise in dual credit course completion), and enhanced financial literacy efforts are contributing to this trend. |
| Abstractor: | ERIC |
| Entry Date: | 2026 |
| Accession Number: | ED679838 |
| Database: | ERIC |
| Abstract: | This report illustrates Kentucky's progress in reducing student loan debt among undergraduate degree and credential completers at public postsecondary institutions over the last five years. Not only are more students graduating debt-free, but average loan balances are also decreasing. The average loan balance accrued at graduation is declining across all postsecondary sectors. Increased investment in student financial aid, reduced time to degree (due in part to a rise in dual credit course completion), and enhanced financial literacy efforts are contributing to this trend. |
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