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Factors Associated with Parent and Student Debt of Bachelor's Degree Recipients

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Title: Factors Associated with Parent and Student Debt of Bachelor's Degree Recipients
Language: English
Authors: Kelchen, Robert
Source: Journal of Student Financial Aid. Oct 2021 50(3).
Availability: Center for Economic Education at the University of Louisville. Porter Building, 1905 South 1st Street, Louisville, Ky, 40292. e-mail: jsfa@louisville.edu; Web site: https://ir.library.louisville.edu/jsfa/
Peer Reviewed: Y
Page Count: 10
Publication Date: 2021
Document Type: Journal Articles
Reports - Research
Education Level: Higher Education
Postsecondary Education
Descriptors: Student Loan Programs, Debt (Financial), Loan Repayment, Federal Aid, Paying for College, Parent Financial Contribution, Student Characteristics, Institutional Characteristics, Bachelors Degrees, Gender Differences, Family Income, Selective Admission, Racial Differences, Ethnicity, Public Colleges, Private Colleges, Grants
Laws, Policies and Program Identifiers: Federal Direct PLUS Loan Program, Pell Grant Program
ISSN: 0884-9153
Abstract: Parent PLUS loans are a growing concern due to their limited income-driven repayment protections and their potential to maintain longstanding racial wealth gaps. Previous research has examined factors associated with student debt burdens of college graduates, but no research has examined factors related to parent borrowing for college. In this brief, I use newly-released College Scorecard data to explore student and institutional characteristics associated with federal student loans and Parent PLUS loans of two recent bachelor's degree cohorts. I find meaningful differences in how certain characteristics are associated with student and parent debt, particularly gender, family income, and institutional selectivity.
Abstractor: As Provided
Entry Date: 2022
Accession Number: EJ1344325
Database: ERIC
FullText Text:
  Availability: 0
CustomLinks:
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  Data: Factors Associated with Parent and Student Debt of Bachelor's Degree Recipients
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  Data: <searchLink fieldCode="SO" term="%22Journal+of+Student+Financial+Aid%22"><i>Journal of Student Financial Aid</i></searchLink>. Oct 2021 50(3).
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  Data: Center for Economic Education at the University of Louisville. Porter Building, 1905 South 1st Street, Louisville, Ky, 40292. e-mail: jsfa@louisville.edu; Web site: https://ir.library.louisville.edu/jsfa/
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  Data: 10
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  Data: 2021
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  Data: Journal Articles<br />Reports - Research
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  Data: <searchLink fieldCode="EL" term="%22Higher+Education%22">Higher Education</searchLink><br /><searchLink fieldCode="EL" term="%22Postsecondary+Education%22">Postsecondary Education</searchLink>
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  Data: <searchLink fieldCode="DE" term="%22Student+Loan+Programs%22">Student Loan Programs</searchLink><br /><searchLink fieldCode="DE" term="%22Debt+%28Financial%29%22">Debt (Financial)</searchLink><br /><searchLink fieldCode="DE" term="%22Loan+Repayment%22">Loan Repayment</searchLink><br /><searchLink fieldCode="DE" term="%22Federal+Aid%22">Federal Aid</searchLink><br /><searchLink fieldCode="DE" term="%22Paying+for+College%22">Paying for College</searchLink><br /><searchLink fieldCode="DE" term="%22Parent+Financial+Contribution%22">Parent Financial Contribution</searchLink><br /><searchLink fieldCode="DE" term="%22Student+Characteristics%22">Student Characteristics</searchLink><br /><searchLink fieldCode="DE" term="%22Institutional+Characteristics%22">Institutional Characteristics</searchLink><br /><searchLink fieldCode="DE" term="%22Bachelors+Degrees%22">Bachelors Degrees</searchLink><br /><searchLink fieldCode="DE" term="%22Gender+Differences%22">Gender Differences</searchLink><br /><searchLink fieldCode="DE" term="%22Family+Income%22">Family Income</searchLink><br /><searchLink fieldCode="DE" term="%22Selective+Admission%22">Selective Admission</searchLink><br /><searchLink fieldCode="DE" term="%22Racial+Differences%22">Racial Differences</searchLink><br /><searchLink fieldCode="DE" term="%22Ethnicity%22">Ethnicity</searchLink><br /><searchLink fieldCode="DE" term="%22Public+Colleges%22">Public Colleges</searchLink><br /><searchLink fieldCode="DE" term="%22Private+Colleges%22">Private Colleges</searchLink><br /><searchLink fieldCode="DE" term="%22Grants%22">Grants</searchLink>
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  Label: Laws, Policies and Program Identifiers
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  Data: <searchLink fieldCode="SU" term="%22Federal+Direct+PLUS+Loan+Program%22">Federal Direct PLUS Loan Program</searchLink><br /><searchLink fieldCode="SU" term="%22Pell+Grant+Program%22">Pell Grant Program</searchLink>
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  Data: 0884-9153
– Name: Abstract
  Label: Abstract
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  Data: Parent PLUS loans are a growing concern due to their limited income-driven repayment protections and their potential to maintain longstanding racial wealth gaps. Previous research has examined factors associated with student debt burdens of college graduates, but no research has examined factors related to parent borrowing for college. In this brief, I use newly-released College Scorecard data to explore student and institutional characteristics associated with federal student loans and Parent PLUS loans of two recent bachelor's degree cohorts. I find meaningful differences in how certain characteristics are associated with student and parent debt, particularly gender, family income, and institutional selectivity.
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  Data: As Provided
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  Data: 2022
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  Label: Accession Number
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  Data: EJ1344325
PLink https://search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=eric&AN=EJ1344325
RecordInfo BibRecord:
  BibEntity:
    Languages:
      – Text: English
    PhysicalDescription:
      Pagination:
        PageCount: 10
    Subjects:
      – SubjectFull: Student Loan Programs
        Type: general
      – SubjectFull: Debt (Financial)
        Type: general
      – SubjectFull: Loan Repayment
        Type: general
      – SubjectFull: Federal Aid
        Type: general
      – SubjectFull: Paying for College
        Type: general
      – SubjectFull: Parent Financial Contribution
        Type: general
      – SubjectFull: Student Characteristics
        Type: general
      – SubjectFull: Institutional Characteristics
        Type: general
      – SubjectFull: Bachelors Degrees
        Type: general
      – SubjectFull: Gender Differences
        Type: general
      – SubjectFull: Family Income
        Type: general
      – SubjectFull: Selective Admission
        Type: general
      – SubjectFull: Racial Differences
        Type: general
      – SubjectFull: Ethnicity
        Type: general
      – SubjectFull: Public Colleges
        Type: general
      – SubjectFull: Private Colleges
        Type: general
      – SubjectFull: Grants
        Type: general
      – SubjectFull: Federal Direct PLUS Loan Program
        Type: general
      – SubjectFull: Pell Grant Program
        Type: general
    Titles:
      – TitleFull: Factors Associated with Parent and Student Debt of Bachelor's Degree Recipients
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            NameFull: Kelchen, Robert
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              M: 10
              Type: published
              Y: 2021
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            – TitleFull: Journal of Student Financial Aid
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