Colombia is a country with high levels of informality, both in its customs, its political, economic and personal development. And in rural and poor areas, informality increases at the low presence of the State, therefore, lower incomes and lower opportunities for members of the poorest communities...
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| Format: | Article |
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https://revistas.sena.edu.co/index.php/RETO/article/view/520 |
| Summary: | Colombia is a country with high levels of informality, both in its customs, its political, economic and personal development. And in rural and poor areas, informality increases at the low presence of the State, therefore, lower incomes and lower opportunities for members of the poorest communities are generated. Financial inclusion is a program that began in 2006, with the aim of providing a tool for economic growth, but its impact has been significant only among higher income social classes; that is, the program still seems not enough to benefit the poor. This research aims to analyze if there is sufficient financial inclusion in rural strata or, on the contrary, strategies to achieve these people improve their standard of living, to use financial services should be improved and, therefore, achieve a higher level independence in all aspects. |
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